Business account terms

Accounts and currencies

Your account includes local receiving details in six currencies. Incoming funds are converted to stablecoins and held as a stablecoin balance.

Receiving money

Business accounts can accept payments from any type of sender, in all six currencies:

• From your own company accounts
• From other businesses — invoices, marketplace payouts, partner settlements
• From individuals — your customers and clients

Sending money

Payouts work the same way in every currency:

• To any bank account — your own, another person's, or a company's, in all six currencies
• To external crypto wallets on supported networks

Fiat payouts always go to a bank account. Your Localbridge balance is held in stablecoins — receiving details cannot hold a fiat balance.

Stablecoins and conversion

Balances are held in stablecoins. You can convert between currencies through stablecoin routes at your plan's conversion fee.

In the European Economic Area, balances can be held in USDC and EURC only.

Verification and limits

Every business completes KYB verification before transacting: company details, ownership structure, and directors.

Transaction limits depend on your verification tier. Standard verification covers everyday volumes; higher volumes require enhanced verification. Your exact limits are shown during onboarding and in your dashboard.

Eligibility and acceptable use

Business accounts are available to registered companies in most countries; the supported-country list is confirmed during onboarding. Regulated or high-risk activities — such as money services, lending, currency exchange, or payment processing — must be disclosed during verification.

Prohibited activities include gambling, weapons, adult content, multi-level marketing, and providing money-transmission or exchange services to third parties through Localbridge.