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Euro · EUR

Your own European IBAN. No EU entity.

Open a virtual EUR account with a dedicated IBAN in your business name. Clients across the Eurozone pay you by SEPA or SEPA Instant, and incoming euros can auto-convert to stablecoins like EURC or USDC as they arrive.

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SEPASEPA InstantDedicated IBANEUR → EURC
Accounts in other currencies →
EUR accountActive
EUR
European IBAN
Dedicated · your name
DE•• 9034
SEPA
Incoming payment
EU client · Berlin
+€12,750
EURC
Auto-convert
EUR → EURC · automatic
12,750 EURC

Real European payment details

A dedicated IBAN issued in your business name — not a shared pooled account.

IBAN
Dedicated IBAN
Issued in your business name
BIC
BIC / SWIFT
For international transfers
SEPA
SEPA credit transfers
Standard Eurozone payments
INST
SEPA Instant
Euros land in seconds

HOW IT WORKS

From invoice to stablecoins in days

01

Open your EUR account

KYB onboarding in days — no EU entity or local address required.

02

Share your IBAN

Put your IBAN on invoices; clients pay you like any European vendor.

03

Receive SEPA payments

Euros arrive as local transfers — no blocked wires, no forced FX on arrival.

04

Auto-convert to stablecoins

Incoming EUR converts to EURC or USDC automatically, or stays in euros — your choice.

STABLECOIN SETTLEMENT

Euros in, stablecoins out

Every incoming SEPA payment can convert to stablecoins automatically at transparent rates — digital euros or digital dollars, your call.

Automatic conversion

Set a rule once: incoming EUR converts to EURC or USDC the moment it settles — no manual trades, no timing risk.

Digital euros or dollars

Hold fully-backed EURC to stay in euros, or settle in USDC to keep your treasury in digital dollars — available 24/7.

Move money anywhere

Pay contractors and suppliers from your stablecoin balance across 100+ countries, or convert back to fiat when you need it.

FAQ

Frequently asked questions

Is this a real European bank account?
You get a virtual EUR account with a dedicated IBAN in your business name, built to receive SEPA and SEPA Instant payments and convert them to stablecoins. It is designed for receiving revenue, not as a full replacement for a bank account.
Do I need an EU company to get an IBAN?
No. KYB onboarding works for businesses worldwide — no EU entity, address, or residency required.
How does the auto-conversion to stablecoins work?
You set a conversion rule on your account. When a EUR payment settles, it converts automatically to EURC or USDC at transparent rates and lands in your wallet. You can also hold euros and convert manually.
Can I convert euros to digital dollars instead?
Yes. Incoming EUR can settle in USDC or USDT if you prefer a dollar-based treasury, or in EURC to stay in euros.
How fast can I start receiving euros?
Onboarding takes days, not weeks. Once approved, your IBAN is issued and you can share it with clients right away.

MORE CURRENCIES

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GET STARTED

Open your EUR account today

A dedicated IBAN, automatic stablecoin conversion, and live human support — built on Bridge, a Stripe company.

Open a EUR accountBook a demo